Case study one

Avoiding a misdistribution: a festive message saves the day

Title Research was asked to research the uncles and aunts on the paternal side of an intestacy case a solicitor was dealing with. The Deceased died leaving no surviving close relatives and the estate was due to be divided amongst her whole blood uncles and aunts. The solicitor’s client was the Personal Representative and paternal first cousin of the deceased. They were convinced that there were no maternal relatives at all, so Title Research followed the instructions and fully verified the paternal family tree, identifying and locating 15 potential heirs.

Just before Christmas, the estate was ready to be distributed, until the client received a Christmas card signed ‘Cousin Joyce’. The card had been forwarded from the Deceased’s address and sparked new research into the maternal family tree. Although no one appeared on the family tree with the name Joyce, it turned out that she was a maternal cousin. Further research identified a further 18 potential heirs on the side of the family nobody believed existed. Distribution was delayed to allow Title Research to conduct a full investigation. Cousin Joyce’s Christmas card means this client had a lucky escape from a potential mis-distribution claim.

Case study two

Schindler's list: How world history played a key part in researching a family tree

Case study three

Drama on the high seas: the man who sailed off into the sunset.

Title Research was called in to locate a missing legatee named in a Will. The only trouble was he was last known to be cruising the Mediterranean. With little background to go on, apart from the fact that he’d bought a yacht and then went out on the high seas, we were unable to locate him. This meant that the client couldn’t distribute the estate without the risk of a potential future claim.

As an alternative, Title Research obtained a quote for Missing Beneficiary Indemnity insurance, which our client purchased on behalf of the estate. This allowed the executor to pay the beneficiary’s share to the residual legatee, in this case a charity.

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